For Members Exploring Coverage
Not Yet Enrolled
This section walks you through your coverage options, eligibility, plan details, and next steps — one step at a time.
Your Enrollment Journey
Four steps from exploring to enrolled
Step 1 of 4
Explore the Benefits
A quick look at what the ASID member program includes.
Nationwide PPO Access
Members get access to a full nationwide PPO network, including hospitals. An optional physician-only network tier is available for a lower premium.
Pharmacy Savings
A prescription savings program helps reduce out-of-pocket drug costs. No-cost virtual urgent care included through the telehealth benefit.
Member Tools
A member portal lets enrollees track their benefits, and an HSA option is available to reduce taxable income and manage healthcare spending.
Year-Round Enrollment
Enrollment is open all year. Coverage can start the first of any month you choose, typically about 30 days out to allow time for setup and education.
Benefit categories in detail
A quick overview of the coverage options available through the ASID member program.
Major Medical
Employer-sponsored major medical coverage through the Triad Cigna PPO Network, with several deductible tiers.
Dental
MetLife dental coverage through the PDP Plus Network includes preventive care at 100%, basic services at 80%, major services at 50%, and orthodontia for children and adults. Annual maximum options are $1,400 or $2,400 per member.
Vision
MetLife vision coverage through the VSP Vision Network includes exams, lenses or contacts, and frames every 12 months, plus savings on additional eyewear and laser vision correction.
Life & Disability
Coverage options include basic and supplemental life insurance, short-term disability benefits after a two-week waiting period, and long-term disability benefits of up to 60% of income, subject to plan limits.
Pharmacy
A prescription savings program helps lower out-of-pocket drug costs, with a pricing comparison tool for members.
Telehealth
No-cost virtual urgent included through the plan's telehealth benefit.
Detailed plan documents and provider directories are available within the member portal after enrollment.
Step 2 of 4
Eligibility & What to Expect
Confirm you qualify and know what happens during enrollment.
Step 3 of 4
Review Your Plan Options
Rates may be adjusted after underwriting. Complete the form below for a personalized quote.
Richest Coverage - Lowest OOP Max
$1,000 Deductible PPO
- Monthly premium
- ~$900
- ~$10,900 annually
- Annual deductible
- $1,000
- Out-of-pocket max
- $5,000
- Incl. deductibles, copays, etc.
Lowest Monthly Premium
$7,350 Deductible PPO
- Monthly premium
- ~$600
- ~$7,300 annually
- Annual deductible
- $7,350
- Equal to OOP maximum
- Out-of-pocket max
- $7,350
HSA Eligible - Best Tax Advantage
$5,000 HSA PPO
- Monthly premium
- ~$630
- ~$7,600 annually
- Annual deductible
- $5,000
- No copays until met
- Out-of-pocket max
- $6,550
*Rates shown reflect Tier 4 of 13 available rate tiers. Final rates may be higher or lower following underwriting (approx. 10 days). All plans are PPO network plans underwritten by TRIAD, utilizing the Cigna PPO Network.
Who Is Eligible
Employer-Sponsored, Underwriting Required
Also Included in Your Plan
- ✓Full CIGNA PPO network including hospitals
- ✓No-cost virtual urgent care through EVO
- ✓DisclosedRX pharmacy savings program
- ✓Securus Member Portal for benefits tracking
- ✓Health Savings Account (HSA) options
Step 4 of 4
Get a Quote
Once you understand eligibility and plan options, request your quote to move forward.
What happens after you submit
You'll receive an email with two next steps:
- 1As the plan administrator, add your company details and — if applicable — employee names and email addresses.
- 2Complete your own personal health questionnaire for enrollment.
If you added employees, each one gets an email to complete their own questionnaire once the administrator's form is done. Underwriting takes about a week after everything is submitted.
Enjoy Nationwide Cigna PPO access, predictable costs, and straightforward benefits.
No network guesses. No surprises for your budget.